Terms of Service

1. Acceptance of Terms

By accessing or using STL Business Guide ("the Service"), you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you may not access the Service.

2. Description of Service

STL Business Guide is a business directory platform that connects local businesses with customers in the St. Louis area. We offer Free, Premium, and VIP membership plans with varying features and benefits.

3. User Accounts

To use certain features of the Service, you must create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Providing accurate and complete information
• Notifying us immediately of any unauthorized access

4. Business Listings

When creating a business listing, you agree to:

• Provide accurate and truthful information about your business
• Not create multiple listings for the same business
• Not use misleading or fraudulent information
• Keep your business information up to date
• Comply with all applicable laws and regulations

5. Subscription and Payments

Premium and VIP memberships are billed monthly. By subscribing:

• You authorize us to charge your payment method
• Subscriptions automatically renew unless cancelled
• You may cancel anytime through your account settings
• No refunds for partial months
• We reserve the right to change pricing with 30 days notice

6. Prohibited Activities

You may not:

• Use the Service for any illegal purpose
• Attempt to gain unauthorized access to our systems
• Interfere with other users' access to the Service
• Upload viruses or malicious code
• Scrape or copy content without permission
• Post false or misleading reviews
• Harass, abuse, or harm others

7. Content and Intellectual Property

You retain ownership of content you submit to the Service. By submitting content, you grant us a license to use, display, and distribute it in connection with the Service. Our website content, logo, and branding are our intellectual property.

8. Termination

We may terminate or suspend your account immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties. Upon termination, your right to use the Service ceases immediately.

9. Disclaimer of Warranties

The Service is provided "as is" without warranties of any kind. We do not guarantee that the Service will be uninterrupted, secure, or error-free. We are not responsible for the accuracy of business listings or user-generated content.

10. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Service.

11. Indemnification

You agree to indemnify and hold harmless STL Business Guide and its affiliates from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.

12. Governing Law

These Terms shall be governed by the laws of the State of Missouri, without regard to its conflict of law provisions.